My First Time
I’ll never forget the first time I was approved for a credit card, if you can call it that. I was a studying at Emily Carr at the time, with little to no credit to my name. But since I was enrolled in a university, I qualified for a student credit card. The limit was something like $500, which seemed like the king’s bounty at the time considering the fact that my allowance up to that point was measly 20 bucks per week. So with my newfound wealth, I spent like a high roller buying fancy art supplies, splurging on pricey meals, and buying tickets to concerts.
Needless to say, what seemed like a lot of money at first turned into what-can-I-really-buy-with-five-hundred-dollars. That changed again when I got the first statement in the mail, this time to holy-sh#!-where-the-heck-am-I-gonna-get-five-hundred-big-ones? So I had no choice but to go with the minimum payment and get charged an insane interest on the rest. And that, ladies and gentlemen is when my debt started piling up.
Where was this sign when I signed up for that darned credit card?
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