Debt Consolidation Vancouver

Real people's stories about their struggle with debt. For more information go to www.debtgone.ca

The Beginning – The Phone Call

I wasn’t sure where to start with my story, so I settled on my first phone call. The moment I decided to take action.

To give you a bit of background – I have compiled all of the blog posts that I kept over the last few years, and now I am trying to arrange them in some kind of sensical fashion so that you get an idea of my story from the very beginning.

Let’s start here.

So, I summoned up the nerve and decided to contact Full Circle Debt Solutions about my financial situation. It wasn’t as hard as I thought it would be.

I was sitting in the bath with a glass of wine, playing with the suds in my bellybutton, and eventually decided that if I was ever going to do something about this stupid debt, there was no time like the present. I’d just to leave a message and talk to them tomorrow. The idea of calling a business and waiting on hold usually gives me enough butterflies to second-guess my decision and give up anyway.

I figured if I left a message, at least they would be the ones calling me – and then, I’m in full intervention mode – I’d have no choice but to address my debt problem in the bright lights of morning and change my ways. I’m one of those people, I really am. I’m kind of like an ostrich that sticks its head in the sand hoping that all the bad things in my life aren’t really there.

I’m not really working at this legal office, day in and day out, I tell myself. I am doing research for my next art piece.

I am not really in debt, I tell myself, I am merely investing in my own career.

I looked at myself in the mirror tonight, and I thought, no, Scarlett, you really are in debt. You may be an artist at a legal office, and yes, you may be doing research, but the reality remains, that you are in debt, your monthly payments are killing you and it’s time to get help.

So that’s my night. Soul searching with a glass of wine and facing hard facts, like how my teeth are going purple with age, and that working for lawyers kind of sucks.

So I called the number about an hour ago. (I know, it’s like 9 p.m. here!?) And what the hell!? Someone answered. Who works at 9 pm? Poor guy.

“What are you doing open so late?” I stammered.

“There’s always one of us who takes calls late at night.” The cheerful voice responded.

“Amazing.”

“How can I help you?”

Now I won’t bore you with details but suffice to say, he was very friendly and I ended up talking to him about such lovely things as debt consolidation and re-negotiating rates with creditors, and cutting my monthly debt payments by as much as 50%. It put my mind at ease and I can actually say I lay back in the tub, and closed my eyes and fantasized for just one, beautiful moment that I was back to where I was six years ago – free as a butterfly and without a worry in the world. And for a moment, my mind let me slip back to my debt-free world of freedom.

Either way, I’m getting a bit tired now. I will continue with this blog tomorrow.

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3 Responses to “The Beginning – The Phone Call”


  1. I enjoyed reading it. I need to read a lot more on this topic..Thanks for sharing a nice info..Any way I’m going to subscribe for your feed and I hope you publish again soon.

  2. Silver says:

    Awesome site I’m very glad I wandered here through yahoo, Going to definitely need to add this one to the list :)


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