Debt Consolidation Vancouver

Right then, that day – something magical happened to me.

There was something about writing that list that empowered me. It gave me direction. And for the first time in years, I felt that life could be full of possibilities and opportunities, and hope.

I was in legal assistant school now. I had yet another student loan under my belt, and as I couldn’t work at the restaurant or call centre as much as I would like while I was studying – my credit card bill kept getting worse and worse too.

It’s interesting how they raise your limit the further you are in the hole.

I spoke to someone, way back when, and they told me how to get my credit card bill down from 20% interest to 10% interest. That was a lifesaver. If I had only known back then what I know now, I would have use Full Circle Debt Solutions to reduce ALL of my debt in the same way.

Either way, at this point, I figure I was about $25,000 in debt. That is a ridiculous amount of money – especially for someone making $20/hour, or $3000/month after taxes.

It felt hopeless. I moved into the cheapest apartment I could find.

At this point I quit the soul-destroying, part-time call centre job and took a job at a supermarket. I hated that too. I worked with a bunch of losers.

I thought I was special. I thought I had talent. I had been selected, out of all of my classmates, as the most promising set designer… what happened!?

My monthly payments were way out of hand.

My first boss only agreed to pay me $18/hour (although the industry standard was $20), but I was desperate. I needed to get out of this debt.

I took my first legal assistant job – and to be honest – I hated it.

You see so many people that just give up. They resign themselves to paying the minimum monthly payment each month, and that’s it. You can see them sinking lower and lower. And their eyes getting more and more sad. Their vehicles going without repair and their houses without mending. It’s tragic, in a way. But debt is like a wraith that needles into your body, and latches onto your spine, and slowly, ever so slowly, sucks out your soul – until you are a shell of the person you were.

I’ll admit it. Even with this new job. I was scared.

Where do I go from here?